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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,838 | $108,882+373.8% | $96,754+433.1% | $154,746+233.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 21.08% | 98.39%-77.3pp | 82.04%-61.0pp | 172.34%-151.3pp |
| Employer contribution / active EE | $3,538 | $3,018+17.2% | $2,679+32.1% | $4,379-19.2% |
| Participant deferral / active EE | $11,076 | $5,323+108.1% | $4,758+132.8% | $6,730+64.6% |
| Admin fee / account holder | $17,552 | $10,200+72.1% | $8,905+97.1% | $14,365+22.2% |