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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,394 | $109,411+139.8% | $89,435+193.4% | $158,982+65.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 15.81% | 345.68%-329.9pp | 245.55%-229.7pp | 302.99%-287.2pp |
| Employer contribution / active EE | $2,815 | $3,173-11.3% | $2,587+8.8% | $4,763-40.9% |
| Participant deferral / active EE | $9,004 | $4,600+95.7% | $3,890+131.4% | $5,983+50.5% |
| Admin fee / account holder | $2,366 | $6,159-61.6% | $4,884-51.6% | $11,252-79.0% |