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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,361 | $104,953+106.1% | $84,637+155.6% | $152,909+41.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 0.00% | 373.94%-373.9pp | 258.82%-258.8pp | 345.46%-345.5pp |
| Employer contribution / active EE | $2,511 | $3,304-24.0% | $2,653-5.3% | $4,764-47.3% |
| Participant deferral / active EE | $3,412 | $4,691-27.3% | $3,900-12.5% | $5,851-41.7% |
| Admin fee / account holder | $2,297 | $6,244-63.2% | $4,914-53.3% | $11,601-80.2% |