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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,355 | $100,203+323.5% | $85,240+397.8% | $145,897+190.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 19.77% | 84.28%-64.5pp | 66.75%-47.0pp | 552.29%-532.5pp |
| Employer contribution / active EE | $3,304 | $3,242+1.9% | $2,735+20.8% | $4,663-29.1% |
| Participant deferral / active EE | $10,643 | $5,299+100.9% | $4,527+135.1% | $6,689+59.1% |
| Admin fee / account holder | $14,352 | $7,265+97.6% | $6,165+132.8% | $13,390+7.2% |