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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $32,677 |
Filed as: ALLIANT INSURANCE SERVICES INC DBA Service code 27 101 PARK AVE 14TH FL · NEW YORK, NY 10178 | Advisory (Plan) | $14,900 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $10,040 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,924 | $89,282-71.0% | $94,672-72.6% | $74,473-65.2% |
| Participation rate | 68.1% | 82.4%-14.4pp | 80.8%-12.8pp | 70.7%-2.7pp |
| Annual return | 57.32% | 25.96%+31.4pp | 156.89%-99.6pp | 34.36%+23.0pp |
| Employer contribution / active EE | $1,621 | $3,022-46.4% | $3,673-55.9% | $2,638-38.6% |
| Participant deferral / active EE | $7,344 | $8,425-12.8% | $7,417-1.0% | $4,530+62.1% |
| Admin fee / account holder | $210 | $219-4.2% | $7,222-97.1% | $347-39.6% |