Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,385 | $73,638-69.6% | $108,405-79.4% | $79,389-71.8% |
| Participation rate | 65.8% | 77.4%-11.6pp | 80.1%-14.3pp | 70.7%-4.9pp |
| Annual return | 19.56% | 33.27%-13.7pp | 905.55%-886.0pp | 116.89%-97.3pp |
| Employer contribution / active EE | $0 | $2,397-100.0% | $3,559-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $3,265 | $6,218-47.5% | $6,563-50.3% | $4,046-19.3% |
| Admin fee / account holder | $1,497 | $638+134.6% | $7,297-79.5% | $626+139.0% |