Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,808 | $78,015-93.8% | $178,505-97.3% | $80,959-94.1% |
| Participation rate | 10.9% | 65.7%-54.8pp | 77.1%-66.2pp | 67.7%-56.8pp |
| Annual return | 10.50% | 18.10%-7.6pp | 27.16%-16.7pp | 35.67%-25.2pp |
| Employer contribution / active EE | $0 | $2,281-100.0% | $3,955-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $596 | $4,406-86.5% | $6,280-90.5% | $4,300-86.1% |
| Admin fee / account holder | $1,877 | $7,160-73.8% | $10,428-82.0% | $6,925-72.9% |