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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,242 | $225,673-74.6% | $203,872-71.9% | $155,188-63.1% |
| Participation rate | 25.0% | 80.3%-55.3pp | 77.8%-52.8pp | 80.8%-55.8pp |
| Annual return | 13.34% | 95.91%-82.6pp | 85.11%-71.8pp | 148.84%-135.5pp |
| Employer contribution / active EE | $608 | $4,099-85.2% | $3,757-83.8% | $4,248-85.7% |
| Participant deferral / active EE | $1,199 | $6,893-82.6% | $6,388-81.2% | $6,531-81.6% |
| Admin fee / account holder | $562 | $12,327-95.4% | $11,730-95.2% | $14,480-96.1% |