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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,127 | $211,105-40.7% | $178,449-29.9% | $145,978-14.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 13.77% | 30.19%-16.4pp | 27.09%-13.3pp | 550.52%-536.7pp |
| Employer contribution / active EE | $21,146 | $4,569+362.9% | $3,951+435.2% | $4,662+353.6% |
| Participant deferral / active EE | $8,984 | $6,959+29.1% | $6,277+43.1% | $6,690+34.3% |
| Admin fee / account holder | $6,241 | $12,017-48.1% | $10,362-39.8% | $13,400-53.4% |