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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,456 | $202,440-56.3% | $169,390-47.8% | $139,466-36.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 21.82% | 532.36%-510.5pp | 406.07%-384.3pp | 373.66%-351.8pp |
| Employer contribution / active EE | $20,227 | $4,693+331.0% | $4,013+404.1% | $4,754+325.5% |
| Participant deferral / active EE | $8,785 | $6,940+26.6% | $6,222+41.2% | $6,712+30.9% |
| Admin fee / account holder | $17,128 | $10,722+59.7% | $9,015+90.0% | $11,409+50.1% |