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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,278 | $97,125-48.2% | $86,233-41.7% | $137,256-63.4% |
| Participation rate | 63.6% | 74.2%-10.6pp | 69.0%-5.4pp | 80.0%-16.3pp |
| Annual return | 18.85% | 74.19%-55.3pp | 61.39%-42.5pp | 220.34%-201.5pp |
| Employer contribution / active EE | $2,266 | $2,841-20.2% | $2,504-9.5% | $4,156-45.5% |
| Participant deferral / active EE | $9,040 | $5,180+74.5% | $4,559+98.3% | $6,407+41.1% |
| Admin fee / account holder | $4,197 | $9,725-56.8% | $8,342-49.7% | $12,270-65.8% |