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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,961 | $101,618-73.5% | $93,063-71.0% | $137,256-80.4% |
| Participation rate | 86.7% | 74.9%+11.7pp | 72.1%+14.6pp | 80.0%+6.7pp |
| Annual return | 75.94% | 223.95%-148.0pp | 34.15%+41.8pp | 220.34%-144.4pp |
| Employer contribution / active EE | $3,082 | $2,707+13.9% | $2,476+24.5% | $4,156-25.8% |
| Participant deferral / active EE | $5,936 | $4,279+38.7% | $3,958+50.0% | $6,407-7.3% |
| Admin fee / account holder | $406 | $6,198-93.5% | $6,033-93.3% | $12,270-96.7% |