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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,381 | $47,105-24.9% | $68,368-48.2% | $67,986-48.0% |
| Participation rate | 37.8% | 51.8%-13.9pp | 73.8%-35.9pp | 57.2%-19.4pp |
| Annual return | 17.10% | 48.37%-31.3pp | 292.57%-275.5pp | 31.67%-14.6pp |
| Employer contribution / active EE | $671 | $1,859-63.9% | $2,649-74.7% | $2,019-66.7% |
| Participant deferral / active EE | $1,102 | $2,374-53.6% | $4,123-73.3% | $3,358-67.2% |
| Admin fee / account holder | $2,735 | $2,435+12.3% | $5,150-46.9% | $3,203-14.6% |