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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,436 | $58,275-56.4% | $81,844-68.9% | $80,935-68.6% |
| Participation rate | 48.0% | 63.5%-15.5pp | 72.4%-24.4pp | 67.7%-19.7pp |
| Annual return | 18.87% | 41.82%-22.9pp | 778.87%-760.0pp | 35.66%-16.8pp |
| Employer contribution / active EE | $715 | $2,346-69.5% | $2,916-75.5% | $2,757-74.1% |
| Participant deferral / active EE | $1,531 | $3,285-53.4% | $4,323-64.6% | $4,299-64.4% |
| Admin fee / account holder | $1,190 | $4,749-74.9% | $7,355-83.8% | $6,924-82.8% |