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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,896 | $102,422-87.4% | $147,117-91.2% | $80,959-84.1% |
| Participation rate | 86.0% | 75.9%+10.1pp | 82.2%+3.8pp | 67.7%+18.3pp |
| Annual return | 40.37% | 135.16%-94.8pp | 420.54%-380.2pp | 35.67%+4.7pp |
| Employer contribution / active EE | $2,819 | $3,717-24.2% | $4,932-42.9% | $2,757+2.2% |
| Participant deferral / active EE | $4,151 | $6,652-37.6% | $8,065-48.5% | $4,300-3.5% |
| Admin fee / account holder | $4,172 | $7,953-47.5% | $12,993-67.9% | $6,925-39.8% |