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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,405 | $55,470-57.8% | $155,556-85.0% | $74,478-68.6% |
| Participation rate | 54.5% | 61.9%-7.4pp | 78.2%-23.7pp | 67.2%-12.7pp |
| Annual return | 15.06% | 269.80%-254.7pp | 64.84%-49.8pp | 1370.56%-1355.5pp |
| Employer contribution / active EE | $1,502 | $2,267-33.7% | $4,675-67.9% | $2,626-42.8% |
| Participant deferral / active EE | $2,566 | $2,838-9.6% | $5,631-54.4% | $4,350-41.0% |
| Admin fee / account holder | $1,161 | $1,744-33.4% | $15,885-92.7% | $1,946-40.3% |