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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,866 | $185,312-95.8% | $161,489-95.1% | $154,746-94.9% |
| Participation rate | 94.4% | 82.5%+12.0pp | 78.7%+15.7pp | 80.7%+13.7pp |
| Annual return | -84.64% | 103.84%-188.5pp | 89.72%-174.4pp | 172.34%-257.0pp |
| Employer contribution / active EE | $1,777 | $4,769-62.7% | $4,268-58.4% | $4,379-59.4% |
| Participant deferral / active EE | $3,643 | $6,350-42.6% | $5,630-35.3% | $6,730-45.9% |
| Admin fee / account holder | $522 | $18,654-97.2% | $16,006-96.7% | $14,365-96.4% |