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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,705 | $106,864-52.6% | $147,318-65.6% | $82,637-38.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 23.95% | 27.49%-3.5pp | 70.43%-46.5pp | 53.51%-29.6pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $20,851 | $6,496+221.0% | $7,906+163.7% | $4,126+405.3% |
| Admin fee / account holder | $4,187 | $8,415-50.2% | $13,708-69.5% | $7,339-42.9% |