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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,132 | $93,598-74.2% | $135,974-82.3% | $75,173-67.9% |
| Participation rate | 96.7% | 75.2%+21.5pp | 81.9%+14.7pp | 67.2%+29.5pp |
| Annual return | 22.34% | 30.89%-8.5pp | 68.30%-46.0pp | 160.72%-138.4pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $17,761 | $6,405+177.3% | $7,760+128.9% | $4,126+330.4% |
| Admin fee / account holder | $5,402 | $6,978-22.6% | $10,767-49.8% | $5,651-4.4% |