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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,538 | $64,716-71.4% | $112,258-83.5% | $68,495-72.9% |
| Participation rate | 95.2% | 67.2%+28.1pp | 75.1%+20.2pp | 67.9%+27.3pp |
| Annual return | -17.57% | -11.40%-6.2pp | 27.47%-45.0pp | -7.84%-9.7pp |
| Employer contribution / active EE | $9,261 | $2,746+237.2% | $3,636+154.7% | $2,596+256.7% |
| Participant deferral / active EE | $0 | $3,565-100.0% | $4,728-100.0% | $4,028-100.0% |
| Admin fee / account holder | $3,185 | $5,232-39.1% | $6,411-50.3% | $5,403-41.1% |