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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,003 | $72,269-77.9% | $101,271-84.2% | $79,852-80.0% |
| Participation rate | 95.1% | 68.5%+26.7pp | 75.8%+19.3pp | 69.6%+25.5pp |
| Annual return | 11.27% | 22.29%-11.0pp | 46.48%-35.2pp | 31.72%-20.5pp |
| Employer contribution / active EE | $6,443 | $2,692+139.4% | $3,660+76.0% | $2,471+160.8% |
| Participant deferral / active EE | $0 | $3,282-100.0% | $4,371-100.0% | $3,740-100.0% |
| Admin fee / account holder | $2,032 | $4,401-53.8% | $5,948-65.8% | $5,306-61.7% |