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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,789 | $201,370-20.6% | $184,256-13.3% | $145,897+9.5% |
| Participation rate | 90.9% | 87.5%+3.4pp | 86.8%+4.1pp | 80.3%+10.6pp |
| Annual return | 20.20% | 29.05%-8.9pp | 28.85%-8.6pp | 552.29%-532.1pp |
| Employer contribution / active EE | $7,460 | $7,024+6.2% | $6,427+16.1% | $4,663+60.0% |
| Participant deferral / active EE | $15,712 | $9,808+60.2% | $9,133+72.0% | $6,689+134.9% |
| Admin fee / account holder | $12,701 | $16,364-22.4% | $13,899-8.6% | $13,390-5.1% |