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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,405 | $102,422-29.3% | $147,117-50.8% | $80,959-10.6% |
| Participation rate | 69.8% | 75.9%-6.1pp | 82.2%-12.4pp | 67.7%+2.1pp |
| Annual return | 33.31% | 135.16%-101.8pp | 420.54%-387.2pp | 35.67%-2.4pp |
| Employer contribution / active EE | $3,519 | $3,717-5.3% | $4,932-28.7% | $2,757+27.6% |
| Participant deferral / active EE | $6,467 | $6,652-2.8% | $8,065-19.8% | $4,300+50.4% |
| Admin fee / account holder | $0 | $7,953-100.0% | $12,993-100.0% | $6,925-100.0% |