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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,955 | $156,398-84.7% | $147,318-83.7% | $138,895-82.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 22.25% | 78.75%-56.5pp | 70.43%-48.2pp | 145.39%-123.1pp |
| Employer contribution / active EE | $1,808 | $4,853-62.8% | $4,593-60.6% | $4,194-56.9% |
| Participant deferral / active EE | $3,588 | $8,237-56.4% | $7,906-54.6% | $6,396-43.9% |
| Admin fee / account holder | $441 | $14,976-97.1% | $13,708-96.8% | $12,562-96.5% |