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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,137 | $97,125-75.1% | $86,233-72.0% | $137,256-82.4% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.0%-19.0pp | 80.0%-30.0pp |
| Annual return | 18.54% | 74.19%-55.6pp | 61.39%-42.8pp | 220.34%-201.8pp |
| Employer contribution / active EE | $531 | $2,841-81.3% | $2,504-78.8% | $4,156-87.2% |
| Participant deferral / active EE | $4,344 | $5,180-16.1% | $4,559-4.7% | $6,407-32.2% |
| Admin fee / account holder | $109 | $9,725-98.9% | $8,342-98.7% | $12,270-99.1% |