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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,179 | $100,970-81.0% | $96,576-80.1% | $137,256-86.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 10.63% | 38.16%-27.5pp | 38.47%-27.8pp | 220.34%-209.7pp |
| Employer contribution / active EE | $1,261 | $3,809-66.9% | $3,553-64.5% | $4,156-69.7% |
| Participant deferral / active EE | $7,730 | $8,286-6.7% | $7,956-2.9% | $6,407+20.6% |
| Admin fee / account holder | $13,204 | $11,312+16.7% | $11,381+16.0% | $12,270+7.6% |