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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,900 | $176,077-71.1% | $159,455-68.1% | $167,518-69.6% |
| Participation rate | 50.0% | 84.9%-34.9pp | 82.8%-32.8pp | 82.1%-32.1pp |
| Annual return | 17.75% | 331.83%-314.1pp | 263.63%-245.9pp | 478.71%-461.0pp |
| Employer contribution / active EE | $9,014 | $5,298+70.1% | $4,830+86.6% | $4,838+86.3% |
| Participant deferral / active EE | $19,688 | $7,751+154.0% | $7,353+167.7% | $6,342+210.4% |
| Admin fee / account holder | $55,598 | $12,556+342.8% | $10,800+414.8% | $12,312+351.6% |