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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,489 | $138,102-44.6% | $125,381-39.0% | $134,532-43.1% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -17.49% | 750.73%-768.2pp | 572.31%-589.8pp | 418.27%-435.8pp |
| Employer contribution / active EE | $4,133 | $5,245-21.2% | $4,815-14.2% | $4,741-12.8% |
| Participant deferral / active EE | $11,027 | $7,801+41.4% | $7,448+48.1% | $6,401+72.3% |
| Admin fee / account holder | $37,896 | $11,568+227.6% | $10,007+278.7% | $11,429+231.6% |