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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,629 | $114,013-73.1% | $103,693-70.5% | $155,188-80.3% |
| Participation rate | 54.5% | 75.2%-20.7pp | 72.6%-18.1pp | 80.8%-26.3pp |
| Annual return | 21.69% | 49.31%-27.6pp | 47.61%-25.9pp | 148.84%-127.1pp |
| Employer contribution / active EE | $1,626 | $3,131-48.1% | $2,920-44.3% | $4,248-61.7% |
| Participant deferral / active EE | $3,319 | $4,970-33.2% | $4,579-27.5% | $6,531-49.2% |
| Admin fee / account holder | $481 | $8,407-94.3% | $7,858-93.9% | $14,480-96.7% |