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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,617 | $99,053-84.2% | $88,179-82.3% | $138,895-88.8% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.1%-19.1pp | 79.9%-29.9pp |
| Annual return | 12.37% | 78.17%-65.8pp | 64.97%-52.6pp | 145.39%-133.0pp |
| Employer contribution / active EE | $1,073 | $2,882-62.8% | $2,549-57.9% | $4,194-74.4% |
| Participant deferral / active EE | $1,480 | $5,225-71.7% | $4,614-67.9% | $6,396-76.9% |
| Admin fee / account holder | $1,775 | $8,748-79.7% | $7,673-76.9% | $12,562-85.9% |