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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,874 | $96,388-96.0% | $80,627-95.2% | $139,466-97.2% |
| Participation rate | 75.0% | 73.6%+1.4pp | 67.0%+8.0pp | 80.3%-5.3pp |
| Annual return | 14.36% | 1352.08%-1337.7pp | 936.76%-922.4pp | 373.66%-359.3pp |
| Employer contribution / active EE | $1,959 | $3,260-39.9% | $2,723-28.0% | $4,754-58.8% |
| Participant deferral / active EE | $2,714 | $5,224-48.1% | $4,443-38.9% | $6,712-59.6% |
| Admin fee / account holder | $372 | $6,603-94.4% | $5,381-93.1% | $11,409-96.7% |