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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,897 | $76,407-88.4% | $150,298-94.1% | $82,448-89.2% |
| Participation rate | 97.2% | 66.4%+30.8pp | 77.8%+19.5pp | 68.1%+29.2pp |
| Annual return | 50.25% | 39.99%+10.3pp | 62.79%-12.5pp | 41.64%+8.6pp |
| Employer contribution / active EE | $628 | $2,614-76.0% | $4,154-84.9% | $2,551-75.4% |
| Participant deferral / active EE | $2,379 | $3,214-26.0% | $5,453-56.4% | $4,139-42.5% |
| Admin fee / account holder | $388 | $6,352-93.9% | $14,116-97.2% | $7,234-94.6% |