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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,870 | $167,522-83.4% | $151,639-81.6% | $134,532-79.3% |
| Participation rate | 62.5% | 88.4%-25.9pp | 87.5%-25.0pp | 81.2%-18.7pp |
| Annual return | -15.17% | 7.81%-23.0pp | 3.34%-18.5pp | 418.27%-433.4pp |
| Employer contribution / active EE | $1,548 | $6,828-77.3% | $6,165-74.9% | $4,741-67.3% |
| Participant deferral / active EE | $4,430 | $8,986-50.7% | $8,363-47.0% | $6,401-30.8% |
| Admin fee / account holder | $14,082 | $13,780+2.2% | $11,613+21.3% | $11,429+23.2% |