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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,916 | $197,625-87.9% | $177,840-86.6% | $158,966-85.0% |
| Participation rate | 71.4% | 88.5%-17.1pp | 87.7%-16.3pp | 82.0%-10.5pp |
| Annual return | 58.47% | 58.76%-0.3pp | 48.32%+10.1pp | 302.95%-244.5pp |
| Employer contribution / active EE | $1,887 | $6,698-71.8% | $5,919-68.1% | $4,762-60.4% |
| Participant deferral / active EE | $4,627 | $8,405-44.9% | $7,714-40.0% | $5,983-22.7% |
| Admin fee / account holder | $674 | $15,405-95.6% | $12,431-94.6% | $11,250-94.0% |