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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,687 | $156,398-86.8% | $147,318-86.0% | $138,895-85.1% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 79.9%+9.0pp |
| Annual return | 19.98% | 78.75%-58.8pp | 70.43%-50.5pp | 145.39%-125.4pp |
| Employer contribution / active EE | $2,944 | $4,853-39.3% | $4,593-35.9% | $4,194-29.8% |
| Participant deferral / active EE | $6,578 | $8,237-20.1% | $7,906-16.8% | $6,396+2.8% |
| Admin fee / account holder | $1,533 | $14,976-89.8% | $13,708-88.8% | $12,562-87.8% |