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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $91,248 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $70,216 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,067 | $84,000-52.3% | $119,608-66.5% | $77,906-48.6% |
| Participation rate | 43.2% | 77.8%-34.6pp | 79.3%-36.0pp | 73.7%-30.4pp |
| Annual return | -13.24% | -11.59%-1.6pp | -14.98%+1.7pp | 12.16%-25.4pp |
| Employer contribution / active EE | $1,647 | $2,907-43.3% | $4,232-61.1% | $2,846-42.1% |
| Participant deferral / active EE | $2,695 | $4,705-42.7% | $5,601-51.9% | $4,805-43.9% |
| Admin fee / account holder | $140 | $116+20.9% | $10,326-98.6% | $133+5.6% |