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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $75,980 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $33,700 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,581 | $82,783-24.4% | $133,971-53.3% | $90,274-30.7% |
| Participation rate | 47.9% | 81.3%-33.4pp | 79.8%-32.0pp | 73.4%-25.5pp |
| Annual return | 53.72% | 21.89%+31.8pp | 45.09%+8.6pp | 53.97%-0.3pp |
| Employer contribution / active EE | $1,657 | $2,388-30.6% | $3,919-57.7% | $2,523-34.3% |
| Participant deferral / active EE | $2,580 | $4,291-39.9% | $5,047-48.9% | $4,231-39.0% |
| Admin fee / account holder | $159 | $93+71.2% | $8,929-98.2% | $114+39.4% |