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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,585 | $107,809-97.6% | $97,032-97.3% | $155,188-98.3% |
| Participation rate | 90.9% | 75.5%+15.4pp | 71.6%+19.3pp | 80.8%+10.1pp |
| Annual return | 21.72% | 38.06%-16.3pp | 35.38%-13.7pp | 148.84%-127.1pp |
| Employer contribution / active EE | $640 | $2,911-78.0% | $2,629-75.6% | $4,248-84.9% |
| Participant deferral / active EE | $988 | $5,129-80.7% | $4,672-78.9% | $6,531-84.9% |
| Admin fee / account holder | $485 | $10,717-95.5% | $9,418-94.9% | $14,480-96.7% |