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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,585 | $99,053-97.4% | $88,179-97.1% | $138,895-98.1% |
| Participation rate | 90.9% | 74.2%+16.7pp | 69.1%+21.8pp | 79.9%+11.0pp |
| Annual return | 21.72% | 78.17%-56.5pp | 64.97%-43.3pp | 145.39%-123.7pp |
| Employer contribution / active EE | $640 | $2,882-77.8% | $2,549-74.9% | $4,194-84.7% |
| Participant deferral / active EE | $988 | $5,225-81.1% | $4,614-78.6% | $6,396-84.6% |
| Admin fee / account holder | $485 | $8,748-94.5% | $7,673-93.7% | $12,562-96.1% |