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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,406 | $125,797-49.6% | $170,043-62.7% | $75,173-15.7% |
| Participation rate | 85.3% | 83.6%+1.7pp | 87.0%-1.7pp | 67.2%+18.1pp |
| Annual return | 28.16% | 27.20%+1.0pp | 53.40%-25.2pp | 160.72%-132.6pp |
| Employer contribution / active EE | $1,893 | $4,616-59.0% | $6,790-72.1% | $2,671-29.1% |
| Participant deferral / active EE | $14,532 | $6,838+112.5% | $10,410+39.6% | $4,126+252.2% |
| Admin fee / account holder | $914 | $8,177-88.8% | $12,824-92.9% | $5,651-83.8% |