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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,267 | $110,083-57.1% | $151,639-68.8% | $68,486-31.0% |
| Participation rate | 76.7% | 84.0%-7.3pp | 87.5%-10.8pp | 67.9%+8.8pp |
| Annual return | -14.60% | -10.12%-4.5pp | 3.34%-17.9pp | -7.85%-6.7pp |
| Employer contribution / active EE | $908 | $4,470-79.7% | $6,165-85.3% | $2,597-65.0% |
| Participant deferral / active EE | $12,404 | $6,526+90.1% | $8,363+48.3% | $4,028+208.0% |
| Admin fee / account holder | $5,878 | $7,718-23.8% | $11,613-49.4% | $5,404+8.8% |