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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,168 | $96,236-35.4% | $133,698-53.5% | $80,959-23.2% |
| Participation rate | 57.5% | 71.2%-13.7pp | 76.4%-18.9pp | 67.7%-10.2pp |
| Annual return | 11.56% | 28.74%-17.2pp | 580.90%-569.3pp | 35.67%-24.1pp |
| Employer contribution / active EE | $2,345 | $3,350-30.0% | $4,218-44.4% | $2,757-15.0% |
| Participant deferral / active EE | $3,866 | $5,709-32.3% | $7,016-44.9% | $4,300-10.1% |
| Admin fee / account holder | $5,382 | $8,250-34.8% | $6,703-19.7% | $6,925-22.3% |