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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,702 | $208,088+9.9% | $186,193+22.8% | $154,746+47.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 21.42% | 89.97%-68.6pp | 78.03%-56.6pp | 172.34%-150.9pp |
| Employer contribution / active EE | $18,460 | $4,340+325.3% | $3,918+371.1% | $4,379+321.5% |
| Participant deferral / active EE | $18,625 | $7,078+163.1% | $6,513+186.0% | $6,730+176.7% |
| Admin fee / account holder | $815 | $11,698-93.0% | $11,058-92.6% | $14,365-94.3% |