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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,617 | $167,353+98.8% | $143,797+131.3% | $134,545+147.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.86% | 0.48%-12.3pp | -0.04%-11.8pp | 418.37%-430.2pp |
| Employer contribution / active EE | $4,946 | $5,620-12.0% | $4,952-0.1% | $4,742+4.3% |
| Participant deferral / active EE | $12,488 | $6,447+93.7% | $5,638+121.5% | $6,401+95.1% |
| Admin fee / account holder | $2,613 | $18,096-85.6% | $14,679-82.2% | $11,431-77.1% |