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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,947 | $217,432+107.9% | $185,849+143.2% | $167,536+169.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.74% | 148.42%-135.7pp | 122.10%-109.4pp | 478.82%-466.1pp |
| Employer contribution / active EE | $5,975 | $5,875+1.7% | $5,169+15.6% | $4,839+23.5% |
| Participant deferral / active EE | $16,208 | $6,357+155.0% | $5,569+191.1% | $6,342+155.6% |
| Admin fee / account holder | $6,927 | $19,818-65.0% | $16,244-57.4% | $12,315-43.7% |