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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,330 | $209,422+6.2% | $178,503+24.6% | $158,982+39.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 7.46% | 188.81%-181.4pp | 151.12%-143.7pp | 302.99%-295.5pp |
| Employer contribution / active EE | $18,965 | $5,707+232.3% | $5,011+278.5% | $4,763+298.2% |
| Participant deferral / active EE | $12,188 | $5,955+104.7% | $5,202+134.3% | $5,983+103.7% |
| Admin fee / account holder | $1,769 | $17,079-89.6% | $13,987-87.4% | $11,252-84.3% |