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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,690 | $209,847-91.1% | $189,520-90.1% | $167,518-88.8% |
| Participation rate | 95.0% | 88.7%+6.3pp | 87.8%+7.2pp | 82.1%+12.9pp |
| Annual return | 19.31% | 748.45%-729.1pp | 555.25%-535.9pp | 478.71%-459.4pp |
| Employer contribution / active EE | $2,492 | $6,913-63.9% | $6,161-59.5% | $4,838-48.5% |
| Participant deferral / active EE | $7,129 | $8,934-20.2% | $8,220-13.3% | $6,342+12.4% |
| Admin fee / account holder | $547 | $14,295-96.2% | $12,046-95.5% | $12,312-95.6% |