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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,771 | $167,522-86.4% | $151,639-85.0% | $134,532-83.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -20.46% | 7.81%-28.3pp | 3.34%-23.8pp | 418.27%-438.7pp |
| Employer contribution / active EE | $3,062 | $6,828-55.1% | $6,165-50.3% | $4,741-35.4% |
| Participant deferral / active EE | $8,675 | $8,986-3.5% | $8,363+3.7% | $6,401+35.5% |
| Admin fee / account holder | $1,077 | $13,780-92.2% | $11,613-90.7% | $11,429-90.6% |