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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,868 | $97,125-74.4% | $86,233-71.2% | $137,256-81.9% |
| Participation rate | 57.1% | 74.2%-17.1pp | 69.0%-11.9pp | 80.0%-22.8pp |
| Annual return | 15.55% | 74.19%-58.6pp | 61.39%-45.8pp | 220.34%-204.8pp |
| Employer contribution / active EE | $1,014 | $2,841-64.3% | $2,504-59.5% | $4,156-75.6% |
| Participant deferral / active EE | $2,748 | $5,180-47.0% | $4,559-39.7% | $6,407-57.1% |
| Admin fee / account holder | $11,909 | $9,725+22.5% | $8,342+42.8% | $12,270-2.9% |