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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,270 | $125,190-96.6% | $105,624-96.0% | $145,897-97.1% |
| Participation rate | 87.5% | 77.6%+9.9pp | 75.3%+12.2pp | 80.3%+7.2pp |
| Annual return | 10.25% | 225.22%-215.0pp | 116.20%-106.0pp | 552.29%-542.0pp |
| Employer contribution / active EE | $1,802 | $3,720-51.6% | $3,168-43.1% | $4,663-61.3% |
| Participant deferral / active EE | $2,139 | $5,716-62.6% | $5,013-57.3% | $6,689-68.0% |
| Admin fee / account holder | $2,934 | $17,138-82.9% | $10,961-73.2% | $13,390-78.1% |