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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,195 | $139,948-96.3% | $121,663-95.7% | $154,746-96.6% |
| Participation rate | 89.5% | 78.0%+11.5pp | 74.5%+15.0pp | 80.7%+8.8pp |
| Annual return | 24.16% | 230.52%-206.4pp | 147.54%-123.4pp | 172.34%-148.2pp |
| Employer contribution / active EE | $1,660 | $3,521-52.9% | $3,020-45.0% | $4,379-62.1% |
| Participant deferral / active EE | $2,185 | $5,629-61.2% | $4,887-55.3% | $6,730-67.5% |
| Admin fee / account holder | $1,344 | $17,321-92.2% | $14,289-90.6% | $14,365-90.6% |