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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,449 | $24,618-57.6% | $71,585-85.4% | $82,637-87.4% |
| Participation rate | 67.2% | 68.2%-1.0pp | 68.2%-0.9pp | 68.1%-0.8pp |
| Annual return | 23.12% | 93.17%-70.1pp | 59.26%-36.1pp | 53.51%-30.4pp |
| Employer contribution / active EE | $601 | $852-29.4% | $1,669-64.0% | $2,552-76.4% |
| Participant deferral / active EE | $1,793 | $1,720+4.2% | $2,923-38.7% | $4,126-56.6% |
| Admin fee / account holder | $829 | $3,285-74.8% | $4,712-82.4% | $7,339-88.7% |