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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,002 | $22,602-82.3% | $65,566-93.9% | $75,173-94.7% |
| Participation rate | 53.8% | 63.1%-9.2pp | 64.9%-11.1pp | 67.2%-13.4pp |
| Annual return | 47.97% | 71.13%-23.2pp | 47.40%+0.6pp | 160.72%-112.7pp |
| Employer contribution / active EE | $622 | $941-33.9% | $1,692-63.3% | $2,671-76.7% |
| Participant deferral / active EE | $1,540 | $1,695-9.2% | $2,832-45.6% | $4,126-62.7% |
| Admin fee / account holder | $119 | $1,877-93.7% | $4,114-97.1% | $5,651-97.9% |